Budget Wedding: How to cut back!

Lucky and rare are the bride and groom who have no money concerns when it comes to planning a wedding. But no one wants to forever regret a decision made to save a few bucks. Obviously, everyone has their own priorities, but here are a few suggestions on where to skimp and where not to:

Two years from now, what will you have? Typically the rings, the photos, and the bridal dress. Don't skimp in these areas--choose wisely.

Get rings that you like a lot. Don't overspend, but don't skimp. The rings should be comfortable, both physically and mentally. You'll be spending more time with the ring than with your spouse!

The photos will be your main method of remembering the day. They will be shown to everyone you care about. Don't get an amateur. A pro is worth the money. Make sure you like the personality of the pro you choose. Ask to talk to a reference or two. The reference should be more than happy--they should be excited about their pictures. If not, choose someone else.

The dress will be what everyone looks at all day. Obviously, the bride should love it, but ideally, the bridesmaids should, too. Let them help choose it.

Next most important is the cake. Don't skimp here. Good taste and tastes good.

Look to cut the budget in other areas: Flowers, reception, catering, limo, DJ, invitations, honeymoon. Here are some hints:

--Consider buying flowers from a large grocery store. Many have florists who are inexpensive. They could do the table flowers, corsages, etc., leaving the bridal bouquet to the full-service florist.

--If you buy a few extra flowers (see above) and a few other decorations, you can "upgrade" a "second-class" hall to a first class one, saving money on your reception.

--Consider providing some of your own food and having the caterer serve it. Most caterers will do this and it will save you money.

--Do you really need a limo? Maybe you know someone who has a snazzy car who wouldn't mind being your chauffeur.

--You only really need a DJ when you think people will be dancing. Play a tape of background music during dinner. Dancers do need a DJ, however.

--Consider homemade invitations. They are usually more meaningful to those who get them. Art store staff people can help you make them look great.

--Your honeymoon can help balance your budget if you plan TWO honeymoons: A short one now and a longer one later after you save up some more money!